{
 "standard": "ocd-loan-request",
 "version": "0.1",
 "protocol": {
  "id": "cardano-loans-v2",
  "params": {
   "negotiation_policy": "cb454a3e9afe0ce1a5f62a28224571b4c917448047f32096bb78c910"
  }
 },
 "borrower": {
  "id": "94e3a222524e2681b77bad21314f9973494d31d1ad2354bda371b4a5",
  "type": "sme",
  "name": "OCD demo borrower (preprod testnet, not a real entity)",
  "jurisdiction": "JP"
 },
 "terms": {
  "asset": "lovelace",
  "principal": "120000000",
  "duration_days": 90,
  "purpose": "equipment (testnet demo)",
  "collateral": [
   "lovelace"
  ]
 },
 "verifications": [
  {
   "type": "kyb",
   "scheme": "ed25519-attestation",
   "issuer": "did:key:z6Mkhu6iT4LUstpP8DRpsLDpC7Kt4xCBtaQDSuJ4YBz4zq7M",
   "uri": "ipfs://bafkreifbapi6apilh54r4j46q5gk5jan7rtvgnizxvo7oki5cr4tagscn4",
   "hash": "99f36381b3083c9db1e56cbd88c0c0897e19ff0ea3934d492a25eb3a7b5a5b5d"
  },
  {
   "type": "licence",
   "scheme": "vc-jwt",
   "issuer": "did:key:z6Mkhu6iT4LUstpP8DRpsLDpC7Kt4xCBtaQDSuJ4YBz4zq7M",
   "uri": "ipfs://bafkreifsca7j3yy5yrfvmf5sx4ql3jn5a466urfxmhdapsa2bh7u5bnxom",
   "hash": "3d19fc315b14c17160ad84cabcbeee673b0f249855bf20450e35a35918ddadce"
  }
 ],
 "valid_until": "2027-01-31T00:00:00Z",
 "extensions": {
  "net.adatool.demo": {
   "source": "https://adatool.net/open-credit-discovery"
  }
 }
}